I use YNAB. I thought about building my own now that AI coding make this feasible. But the moat that I can't cross is the integration with my bank accounts. Plaid and the like are too expensive and don't cater to one-off users like me.
Has anyone been able to find a personal financial data provider that has a reasonable price?
> I've been dogfooding it for the past 10 days
Must be ready to go then
I’m really sorry but anyone can vibe a personal finance app in 2026.
Monetizing this is going to be challenging.
I use YNAB. I thought about building my own now that AI coding make this feasible. But the moat that I can't cross is the integration with my bank accounts. Plaid and the like are too expensive and don't cater to one-off users like me.
Has anyone been able to find a personal financial data provider that has a reasonable price?
actual budget something similar from what i can see via SimpleFIN Bridge (https://actualbudget.org/docs/advanced/bank-sync/#supported-...)
https://teller.io/ has been on my radar to play with
I thought Plaid have (had?) a developer account that could connect something like 100 accounts that was free.
any comparison with https://actualbudget.org/ ?
Hadn't heard of it before, though looks similar in intent.
My inspiration for trackm was actually moneywell.app which i bought a license for in 2009.
The "look X years" into the future feature was pulled from it.
I no longer have a mac or ios device, so built trackm to fill the void.